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Research

Where our numbers come from

Every industry trend in our security reports and on our website is backed by at least five trusted public sources that agree. Specific rules and events cite the original source.

Where sources disagree, we say so and use only what they share. Last checked October 21, 2026.

AI makes phishing messages more convincing

Criminals now use AI tools to write phishing messages that read well and look real, so the old advice to look for spelling mistakes no longer keeps you safe.

  1. FBI IC3, Criminals Use Generative AI to Facilitate Financial Fraud (PSA I-120324-PSA), Dec. 3, 2024
  2. UK National Cyber Security Centre, The near term impact of AI on the cyber threat, Jan. 24, 2024
  3. Microsoft, Digital Defense Report 2025 summary, Nov. 5, 2025
  4. Verizon, 2025 Data Breach Investigations Report, Apr. 2025
  5. IBM and Ponemon Institute, Cost of a Data Breach 2025, July 30, 2025
  6. Europol, Internet Organised Crime Threat Assessment (IOCTA) 2026

Mandiant M Trends 2026 notes most successful break ins still come from basic gaps, not AI. AI makes phishing better; it is not yet the main cause of breaches.

Some phishing kits get past ordinary two step sign in

Some phishing kits sit between you and the real sign in page and steal your logged in session, so a stolen login can work even with normal two step sign in. Security agencies say passkeys or security keys are the strongest protection. Normal two step sign in is still far better than none.

  1. Microsoft Threat Intelligence, Inside Tycoon2FA: How a leading AiTM phishing kit operated at scale, Mar. 4, 2026
  2. CISA, Implementing Phishing Resistant MFA fact sheet
  3. CISA and FBI, Advisory AA23-320A, Scattered Spider, updated July 29, 2025
  4. Proofpoint, EvilProxy Phishing Used for Cloud Account Takeover Campaign, Aug. 9, 2023
  5. FinCEN, Alert FIN-2024-Alert004 on deepfake fraud, Nov. 13, 2024
  6. UK National Cyber Security Centre, Comparing traditional user credentials and FIDO2 credentials

Microsoft, Proofpoint and the UK NCSC describe the session theft; CISA, CISA and FBI, and FinCEN recommend phishing resistant sign in.

Fake IT help desk calls

Attackers call or message staff pretending to be the IT help desk and talk them into allowing remote access. Staff should hang up and call IT back on a number they already know.

  1. CISA and FBI, Advisory AA23-320A, Scattered Spider, updated July 29, 2025
  2. FBI, FLASH-20260526-01, Silent Ransom Group Impersonating IT Personnel, May 26, 2026
  3. Microsoft Threat Intelligence, Threat actors misusing Quick Assist in social engineering attacks, May 15, 2024
  4. Google Mandiant, M Trends 2026, Mar. 23, 2026
  5. CrowdStrike, 2026 Threat Hunting Report, Aug. 3, 2026

Mandiant found voice phishing became the second most common way in during 2025. The FBI says the Silent Ransom Group has targeted U.S. law firms since 2023.

Unpatched software is a top way in

Breaking in through unpatched software is now one of the top ways breaches start, about 3 in 10 in two major studies, and the gap between a flaw becoming public and attackers using it has shrunk to days.

  1. Verizon, 2026 Data Breach Investigations Report, May 19, 2026
  2. Google Mandiant, M Trends 2026, Mar. 23, 2026
  3. Google Mandiant, Time to Exploit Trends: 2023, Oct. 15, 2024
  4. UK National Cyber Security Centre, Impact of AI on cyber threat from now to 2027, May 7, 2025
  5. CrowdStrike, 2026 Threat Hunting Report, Aug. 3, 2026
  6. Europol, IOCTA 2026

Verizon (31% of breaches) and Mandiant (32% of intrusions) agree on about 3 in 10. Sophos's 2026 incident data shows 16%, from a different sample of mostly small organizations, so we say 'one of the top ways', not 'the top way'.

Vendors are part of your security

More and more breaches start with, or involve, a vendor or outside company a business depends on, so a weakness at your vendor can put your own data at risk.

  1. Verizon, 2026 Data Breach Investigations Report, May 19, 2026
  2. SecurityScorecard, 2025 Global Third Party Breach Report, Mar. 26, 2025
  3. ENISA, Threat Landscape 2025, Oct. 2025
  4. Google Mandiant, M Trends 2026, Mar. 23, 2026
  5. IBM, Cost of a Data Breach 2025, Middle East findings, July 30, 2025
  6. UK Government, Cyber Security Breaches Survey 2025/2026, Apr. 30, 2026

Shares differ by method: Verizon 48% (any third party involvement), SecurityScorecard 35.5% (2024 breaches), IBM 17% (supply chain as the starting point, Middle East sample). All agree it is large and growing, so we use no single number.

Data theft without the lockout

Many attackers now steal data and threaten to post it, and some never lock your files at all, so good backups help you recover but do not stop the threat to leak the data.

  1. CISA, #StopRansomware Guide
  2. Verizon, 2026 Data Breach Investigations Report
  3. Google Mandiant, Ransomware TTPs in a Shifting Threat Landscape, Mar. 16, 2026
  4. UK National Cyber Security Centre, What's happened to my data?
  5. FBI, PIN 20250523-001, Silent Ransom Group Targeting Law Firms, May 23, 2025
  6. Coveware, Q4 2025 ransomware report, Feb. 3, 2026
  7. Sophos, State of Ransomware in Healthcare 2025

Encryption has not gone away; Sophos still sees most attacks encrypt data. The point is that backups alone do not solve a leak threat.

Staff are already using AI

Many employees use AI tools at work, often tools or personal accounts their employer has not approved, and pasting client or company information into them can expose private data.

  1. Verizon, 2026 Data Breach Investigations Report
  2. IBM and Ponemon Institute, Cost of a Data Breach 2025, July 30, 2025
  3. Microsoft and LinkedIn, 2024 Work Trend Index, May 8, 2024
  4. UK National Cyber Security Centre, The hidden risks of shadow AI, Sept. 7, 2026
  5. Cisco, 2024 Data Privacy Benchmark Study, Jan. 25, 2024

Verizon: 67% of AI users on work devices use personal accounts. Microsoft: 78% of AI users bring their own tools. Cisco: 48% admit entering non public company information. Different questions, same direction. Pew finds lower overall use, so we say 'many', not 'most'.

Weak email settings let others send as you

If your email domain has weak or missing SPF and DMARC settings, attackers can send phishing and fake invoice emails that look like they came from you. Setting DMARC to reject is the step government and security experts recommend.

  1. Microsoft Security Blog, Phishing actors exploit complex routing and misconfigurations to spoof domains, Jan. 6, 2026
  2. CISA, NSA, FBI and MS ISAC, Phishing Guidance: Stopping the Attack Cycle at Phase One, Oct. 18, 2023
  3. CISA, Binding Operational Directive 18-01
  4. UK National Cyber Security Centre, Email security and anti spoofing
  5. FTC staff, Businesses Can Help Stop Phishing Using Email Authentication
  6. Google, Email sender guidelines

Google and Yahoo require DMARC for bulk senders but accept p=none. The reject recommendation comes from CISA, NSA, FBI, NCSC, FTC and Microsoft.

Closing payment fraud

Criminals often send fake wiring instructions just before a real estate closing. The FBI, FinCEN, the CFPB and the real estate and title industries all warn buyers and law firms to confirm payment details by phone using a number they already trust.

  1. FBI, Business Email Compromise and Real Estate Wire Fraud, report to Congress, Nov. 2022
  2. FBI IC3, 2025 Internet Crime Report
  3. FinCEN, Analysis of Business Email Compromise in the Real Estate Sector, Mar. 30, 2023
  4. CFPB, Mortgage Closing Scams: How to protect yourself and your closing funds
  5. ALTA, Title Companies Help Mitigate Risk of Wire Fraud, Feb. 27, 2025
  6. North Carolina State Bar, 2020 Formal Ethics Opinion 5

The FBI's 2025 report lists about $275 million in real estate fraud losses, a broad category that includes rental and timeshare fraud. The reports name the FBI when using it.

Older adults lose the most to online fraud

The FBI says people age 60 and older report bigger online fraud losses than any other age group, and the FTC reports their losses have grown sharply since 2020.

  1. FBI IC3, 2025 Internet Crime Report
  2. FBI IC3, 2024 Internet Crime Report
  3. U.S. Senate Special Committee on Aging, Age of Fraud, 2025
  4. FTC, Protecting Older Consumers 2025-2026, Oct. 19, 2026
  5. AARP, New FBI Report: $20.9 Billion Lost to Internet Crimes in 2025, Apr. 16, 2026
  6. U.S. Department of Justice, National Elder Abuse Victim Services Needs Assessment, May 2025

FBI: about $7.7 billion reported by people 60 and older in 2025. FTC data is a different dataset (about $3 billion), so we never add the two together.

Nonprofits are targeted

Nonprofits and charities are targeted by cyberattacks and fraud, including fake donation scams and fake payment requests, and many have small budgets and little or no dedicated IT staff.

  1. CISA and partners, Mitigating Cyber Threats with Limited Resources: Guidance for Civil Society, May 14, 2024
  2. FBI IC3, Beware of Charitable Fraud, Jan. 16, 2025
  3. UK Government, Cyber Security Breaches Survey 2025/2026, Apr. 30, 2026
  4. UK National Cyber Security Centre, threat insight for charities, Jan. 20, 2023
  5. UC Berkeley Center for Long Term Cybersecurity, CyberCAN, Nov. 2024

UK surveys find about 3 in 10 charities report a breach or attack each year; US figures are not comparable, so we use no number.

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